REG-Payzone plc Half Yearly Report - Part 3

Released: 18/06/2009


  
Part 3 : For preceding part double click [nRn2R0852U]  
  
The recoverable amount of the CGUs is determined based on a value-in-use 
computation. Where the value-in-use exceeds the carrying value of the CGU the 
asset is not impaired; where the carrying amount exceeds the value in use an 
impairment is recognised. Estimates used in this process are key judgmental 
estimates in the financial statements.  
  
The CGUs represent the lowest level within the group at which goodwill is 
monitored for internal management purposes and are not larger than the primary 
and secondary segments determined in accordance with IAS 14"Segment Reporting".  
  
The cash flow forecasts employed for the value-in-use computation are extracted 
from management's budgets and forecasts for a five-year period approved by 
senior management and the Board of Directors.  
  
A growth rate of 2%-3% has been used in determining value-in-use beyond the 
period covered by the budgets and forecasts. This assumption is made based on 
the trading conditions which the Group expects to experience.  
  
The recoverable amount stemming from this exercise represents the present value 
of the future cash flows inclusive of the terminal value discounted at an 
appropriate discount rate to the CGU being assessed for impairment; discount 
rates of 11.8% - 12.3% were used.  
  
6    Administrative expenses - special items - continued  
  
Applying the above techniques, an impairment of goodwill of E76.5 million (2008: 
6 months: E143.1 million 2008: 12 months (E149.17 million)) has been 
recognised.  
  
The values applied to each of the key assumptions are derived from a combination 
of internal and external factors based on historical experience and take into 
account the stability of cash flows typically associated with these businesses. 
Key assumptions include managements':  
  
 
 * estimates of future profitability; 
 * trade working capital investment needs and; 
 * expected capital expenditure in the normal course of business.  
  
(b)    Restructuring costs  
  
Restructuring costs relate to redundancy costs associated with the 
rationalisation and restructuring of various group activities after the disposal 
of Spain, France and Italy. During 2008, restructuring costs related to the 
costs, incurred in the closure of Cardpoint offices in Blackpool and Frankfurt 
and include rebranding, consultancy, and redundancy costs in relation to the 
integration of both businesses since 5 December.    
  
The 2008 costs also included the write down of certain assets which did not meet 
the criteria of fair value adjustments on the reverse acquisition of alphyra by 
Cardpoint.  
  
(c)    (Profit)/loss on disposal of subsidiaries  
  
The group successfully completed the sale of France, Spain and Italy in October 
2008 (Spain and Italy) and March 2009 (France). Following the completion of the 
sale a profit on disposal of E4.2m was recorded. The group sold its gift card 
business OLG to Branded Payment Solutions Limited in October 2008. Following 
completion of the sale a loss on disposal of E600k was recorded.  
  
During 2008, the group provided for a loss on disposal of E3.6 million, to write 
the carrying value of the subsidiaries held for resale to their recoverable 
amount.    
  
(d)    Increase in bad debt provision  
  
During the period, the group's bad debt provision was increased by E2.7m to 
reflect exposure to a downturn in the Romanian economy. The group is in the 
process of recovering value through guarantees but as the legal process will 
take sometime to resolve the group has provided for the risk.  
  
(e)    (Profit) on disposal of financial assets  
  
On January 6, 2009 the group sold its holding in Orbiscom to Mastercard, for a 
profit of  E1.9m.  
  
(f)    Share option charge  
  
The share option charges result from the acceleration of the vesting period of 
Cardpoint share options as a result of the reverse acquisition of alphyra by 
Cardpoint.  
  
(g) Legal action with former directors  
  
On the 16 October 2008 the company settled with the two former directors who had 
taken legal action against the company in relation to an unfair dismissal case 
and removal from office. Costs of E4.1 million were incurred in respect of 
settlements, legal and related costs.  
  
7    Finance costs - special items  
  
 
                                                         6 month          6 month          Year            
                                                         period ended     period ended     ended           
                                                         31 March         31 March         30 September    
                                                         2009             2008             2008            
                                                         E'000            E'000            E'000           
                                                                                                           
  Bank arrangement fees                                  456              2,385            3,853           
  Easy termination of derivative financial instruments   -                433              433             
                                                                                                           
                                                         456              2,818            4,286           
                                                                                                           
  
  
Special items include fees incurred in relation to the renegotiation of the 
group's facility agreement including related consulting and legal fees.  
  
In 2008, the costs also included fees in relation to the early termination of 
Cardpoint's banking arrangements, which include penalties on the early 
termination of derivative financial instruments.    
  
8    Earnings per share  
  
Basic and diluted  
  
Basic earnings per share are calculated by dividing the (loss) attributable to 
equity holders of the company by the weighted average number of ordinary shares 
in issue during the period.  
  
 
                                                        6 month          6 month          Year            
                                                        period ended     period ended     ended           
                                                        31 March         31 March         30 September    
                                                        2009             2008             2008            
                                                                                                          
  Loss attributable to equity holders of the company    (91,877)         (166,559)        (206,386)       
      (E'000)                                                                                             
  Weighted average number of ordinary shares in         440,693          186,431          306,798         
       issue ('000)                                                                                       
  Basic and diluted loss per share (cent per share) *   (21c)            (89c)            (67c)           
                                                                                                          
  
  
*    None of the group's contingently issuable shares were dilutive as they 
would have decreased the loss per share in all periods.  
  
9    Classification of borrowings as current liabilities  
  
As a result of a breach of banking covenants as at 31 March 2009 IAS 1 
"Presentation of Financial Statements" requires the group's debt to be 
classified as current. Negotiations with the bankers were ongoing at the time 
and the bankers subsequently agreed to waive the default existing at 31 March 
2009.    
  
10    Reconciliation of changes in equity  
  
 
                                                           Share       Share       Other       Reverse         Hedging     Translation    Retained     Minority      Total       
                                                           capital     premium     reserve     acquisition     reserve     reserve        losses       interests                 
                                                                                               reserve                                                                           
                                                           E'000       E'000       E'000       E'000           E'000       E'000          E'000        E'000         E'000       
                                                                                                                                                                                 
  At 1 October 2007                                        8,296       132,617     522         -               304         (526)          (105,338)    155           36,030      
  Ordinary shares issued in Cardpoint plc                  244         868                                                                                           1,112       
  Exchange differences on translating foreign operations                                                                                                                         
                                                                                                                           (43,895)                                  (43,895)    
  Transfer to reverse acquisition reserve                  (8,540)     (133,485)   (522)       136,064                     6,483                                     -           
  Ordinary shares issued in Payzone plc                    4,263       314,886                 (124,028)                                                             195,121     
  Credit for equity settled share based payments                                                                                                                                 
                                                                                                                                          3,840                      3,840       
                                                                                                                                                                                 
  Cash flow hedge:                                                                                                                                                               
  -    Fair value loss in period                                                                               (902)                                                 (902)       
  -    Transfer to finance costs                                                                               (304)                                                 (304)       
  Loss for the financial period                                                                                                           (166,559)    110           (166,449)   
                                                                                                                                                                                 
                                                                                                                                                                                 
  At 31 March 2008                                         4,263       314,886     -           12,036          (902)       (37,938)       (268,057)    265           24,553      
                                                                                                                                                                                 
  Ordinary shares issued in Payzone plc                    1,740       33,068                                                                                        34,808      
  Share issue costs                                                    (1,114)                                                                                       (1,114)     
  Exchange differences on translating foreign operations                                                                                                                         
                                                                                                               (35)        10,057                                    10,022      
  Credit for equity settled share based payments                                                                                                                                 
                                                                                                                                                                     -           
                                                                                                                                                                                 
  Cash flow hedge:                                                                                                                                                               
  -    Fair value gain in period                                                                               1,510                                                 1,510       
  Loss for the financial period                                                                                                           (39,827)     352           (39,475)    
                                                                                                                                                                                 
  At 30 September 2008                                     6,003       346,840     -           12,036          573         (27,881)       (307,884)    617           30,304      
                                                                                                                                                                                 
  
  
10    Reconciliation of changes in equity - continued  
  
 
                                                           Share       Share       Other       Reverse         Hedging     Translation    Retained     Minority      Total       
                                                           capital     premium     reserve     acquisition     reserve     reserve        losses       interests                 
                                                                                               reserve                                                                           
                                                           E'000       E'000       E'000       E'000           E'000       E'000          E'000        E'000         E'000       
                                                                                                                                                                                 
  At 30 September 2008                                     6,003       346,840     -           12,036          573         (27,881)       (307,884)    617           30,304      
  Cash flow hedge:                                                                                                                                                               
  -    Fair value loss in period                                                                               (5,960)                                               (5,960)     
  Credit for equity settled share based payments                                                                                                                                 
                                                                                                                                          115                        115         
  Share issue costs                                                    (320)                                                                                         (320)       
  Loss for the financial period                                                                                                           (91,877)     71            (91,806)    
  Exchange differences on translating foreign operations                                                                                                                         
                                                                                                                           (36,675)                                  (36,675)    
                                                                                                                                                                                 
  At 31 March 2009                                         6,003       346,520     -           12,036          (5,387)     (64,556)       (399,646)    688           (104,342)   
                                                                                                                                                                                 
  
  
11    Cash and cash equivalents  
  
 
                                                   As at 31    As at 31    As at 30     
                                                   March       March       September    
                                                   2009        2008        2008         
                                                   E'000       E'000       E'000        
                                                                                        
  Cash and cash equivalents                        30,299      24,762      43,348       
  Cash held in disposal group held for sale        1,097       -           1,659        
  Bank overdraft in disposal group held for sale   (2,934)     -           (755)        
                                                                                        
                                                   28,462      24,762      44,252       
                                                                                        
  
  
 
This information is provided by RNS  
  
The company news service from the London Stock Exchange  
  
  END  
  
IR EAXKXFDLNEFE  
  
                                                                                                                       .
  
Part 3 : For preceding part double click [nRn2R0852U]  
  
The recoverable amount of the CGUs is determined based on a value-in-use 
computation. Where the value-in-use exceeds the carrying value of the CGU the 
asset is not impaired; where the carrying amount exceeds the value in use an 
impairment is recognised. Estimates used in this process are key judgmental 
estimates in the financial statements.  
  
The CGUs represent the lowest level within the group at which goodwill is 
monitored for internal management purposes and are not larger than the primary 
and secondary segments determined in accordance with IAS 14"Segment Reporting".  
  
The cash flow forecasts employed for the value-in-use computation are extracted 
from management's budgets and forecasts for a five-year period approved by 
senior management and the Board of Directors.  
  
A growth rate of 2%-3% has been used in determining value-in-use beyond the 
period covered by the budgets and forecasts. This assumption is made based on 
the trading conditions which the Group expects to experience.  
  
The recoverable amount stemming from this exercise represents the present value 
of the future cash flows inclusive of the terminal value discounted at an 
appropriate discount rate to the CGU being assessed for impairment; discount 
rates of 11.8% - 12.3% were used.  
  
6    Administrative expenses - special items - continued  
  
Applying the above techniques, an impairment of goodwill of E76.5 million (2008: 
6 months: E143.1 million 2008: 12 months (E149.17 million)) has been 
recognised.  
  
The values applied to each of the key assumptions are derived from a combination 
of internal and external factors based on historical experience and take into 
account the stability of cash flows typically associated with these businesses. 
Key assumptions include managements':  
  
 
 * estimates of future profitability; 
 * trade working capital investment needs and; 
 * expected capital expenditure in the normal course of business.  
  
(b)    Restructuring costs  
  
Restructuring costs relate to redundancy costs associated with the 
rationalisation and restructuring of various group activities after the disposal 
of Spain, France and Italy. During 2008, restructuring costs related to the 
costs, incurred in the closure of Cardpoint offices in Blackpool and Frankfurt 
and include rebranding, consultancy, and redundancy costs in relation to the 
integration of both businesses since 5 December.    
  
The 2008 costs also included the write down of certain assets which did not meet 
the criteria of fair value adjustments on the reverse acquisition of alphyra by 
Cardpoint.  
  
(c)    (Profit)/loss on disposal of subsidiaries  
  
The group successfully completed the sale of France, Spain and Italy in October 
2008 (Spain and Italy) and March 2009 (France). Following the completion of the 
sale a profit on disposal of E4.2m was recorded. The group sold its gift card 
business OLG to Branded Payment Solutions Limited in October 2008. Following 
completion of the sale a loss on disposal of E600k was recorded.  
  
During 2008, the group provided for a loss on disposal of E3.6 million, to write 
the carrying value of the subsidiaries held for resale to their recoverable 
amount.    
  
(d)    Increase in bad debt provision  
  
During the period, the group's bad debt provision was increased by E2.7m to 
reflect exposure to a downturn in the Romanian economy. The group is in the 
process of recovering value through guarantees but as the legal process will 
take sometime to resolve the group has provided for the risk.  
  
(e)    (Profit) on disposal of financial assets  
  
On January 6, 2009 the group sold its holding in Orbiscom to Mastercard, for a 
profit of  E1.9m.  
  
(f)    Share option charge  
  
The share option charges result from the acceleration of the vesting period of 
Cardpoint share options as a result of the reverse acquisition of alphyra by 
Cardpoint.  
  
(g) Legal action with former directors  
  
On the 16 October 2008 the company settled with the two former directors who had 
taken legal action against the company in relation to an unfair dismissal case 
and removal from office. Costs of E4.1 million were incurred in respect of 
settlements, legal and related costs.  
  
7    Finance costs - special items  
  
 
                                                         6 month          6 month          Year            
                                                         period ended     period ended     ended           
                                                         31 March         31 March         30 September    
                                                         2009             2008             2008            
                                                         E'000            E'000            E'000           
                                                                                                           
  Bank arrangement fees                                  456              2,385            3,853           
  Easy termination of derivative financial instruments   -                433              433             
                                                                                                           
                                                         456              2,818            4,286           
                                                                                                           
  
  
Special items include fees incurred in relation to the renegotiation of the 
group's facility agreement including related consulting and legal fees.  
  
In 2008, the costs also included fees in relation to the early termination of 
Cardpoint's banking arrangements, which include penalties on the early 
termination of derivative financial instruments.    
  
8    Earnings per share  
  
Basic and diluted  
  
Basic earnings per share are calculated by dividing the (loss) attributable to 
equity holders of the company by the weighted average number of ordinary shares 
in issue during the period.  
  
 
                                                        6 month          6 month          Year            
                                                        period ended     period ended     ended           
                                                        31 March         31 March         30 September    
                                                        2009             2008             2008            
                                                                                                          
  Loss attributable to equity holders of the company    (91,877)         (166,559)        (206,386)       
      (E'000)                                                                                             
  Weighted average number of ordinary shares in         440,693          186,431          306,798         
       issue ('000)                                                                                       
  Basic and diluted loss per share (cent per share) *   (21c)            (89c)            (67c)           
                                                                                                          
  
  
*    None of the group's contingently issuable shares were dilutive as they 
would have decreased the loss per share in all periods.  
  
9    Classification of borrowings as current liabilities  
  
As a result of a breach of banking covenants as at 31 March 2009 IAS 1 
"Presentation of Financial Statements" requires the group's debt to be 
classified as current. Negotiations with the bankers were ongoing at the time 
and the bankers subsequently agreed to waive the default existing at 31 March 
2009.    
  
10    Reconciliation of changes in equity  
  
 
                                                           Share       Share       Other       Reverse         Hedging     Translation    Retained     Minority      Total       
                                                           capital     premium     reserve     acquisition     reserve     reserve        losses       interests                 
                                                                                               reserve                                                                           
                                                           E'000       E'000       E'000       E'000           E'000       E'000          E'000        E'000         E'000       
                                                                                                                                                                                 
  At 1 October 2007                                        8,296       132,617     522         -               304         (526)          (105,338)    155           36,030      
  Ordinary shares issued in Cardpoint plc                  244         868                                                                                           1,112       
  Exchange differences on translating foreign operations                                                                                                                         
                                                                                                                           (43,895)                                  (43,895)    
  Transfer to reverse acquisition reserve                  (8,540)     (133,485)   (522)       136,064                     6,483                                     -           
  Ordinary shares issued in Payzone plc                    4,263       314,886                 (124,028)                                                             195,121     
  Credit for equity settled share based payments                                                                                                                                 
                                                                                                                                          3,840                      3,840       
                                                                                                                                                                                 
  Cash flow hedge:                                                                                                                                                               
  -    Fair value loss in period                                                                               (902)                                                 (902)       
  -    Transfer to finance costs                                                                               (304)                                                 (304)       
  Loss for the financial period                                                                                                           (166,559)    110           (166,449)   
                                                                                                                                                                                 
                                                                                                                                                                                 
  At 31 March 2008                                         4,263       314,886     -           12,036          (902)       (37,938)       (268,057)    265           24,553      
                                                                                                                                                                                 
  Ordinary shares issued in Payzone plc                    1,740       33,068                                                                                        34,808      
  Share issue costs                                                    (1,114)                                                                                       (1,114)     
  Exchange differences on translating foreign operations                                                                                                                         
                                                                                                               (35)        10,057                                    10,022      
  Credit for equity settled share based payments                                                                                                                                 
                                                                                                                                                                     -           
                                                                                                                                                                                 
  Cash flow hedge:                                                                                                                                                               
  -    Fair value gain in period                                                                               1,510                                                 1,510       
  Loss for the financial period                                                                                                           (39,827)     352           (39,475)    
                                                                                                                                                                                 
  At 30 September 2008                                     6,003       346,840     -           12,036          573         (27,881)       (307,884)    617           30,304      
                                                                                                                                                                                 
  
  
10    Reconciliation of changes in equity - continued  
  
 
                                                           Share       Share       Other       Reverse         Hedging     Translation    Retained     Minority      Total       
                                                           capital     premium     reserve     acquisition     reserve     reserve        losses       interests                 
                                                                                               reserve                                                                           
                                                           E'000       E'000       E'000       E'000           E'000       E'000          E'000        E'000         E'000       
                                                                                                                                                                                 
  At 30 September 2008                                     6,003       346,840     -           12,036          573         (27,881)       (307,884)    617           30,304      
  Cash flow hedge:                                                                                                                                                               
  -    Fair value loss in period                                                                               (5,960)                                               (5,960)     
  Credit for equity settled share based payments                                                                                                                                 
                                                                                                                                          115                        115         
  Share issue costs                                                    (320)                                                                                         (320)       
  Loss for the financial period                                                                                                           (91,877)     71            (91,806)    
  Exchange differences on translating foreign operations                                                                                                                         
                                                                                                                           (36,675)                                  (36,675)    
                                                                                                                                                                                 
  At 31 March 2009                                         6,003       346,520     -           12,036          (5,387)     (64,556)       (399,646)    688           (104,342)   
                                                                                                                                                                                 
  
  
11    Cash and cash equivalents  
  
 
                                                   As at 31    As at 31    As at 30     
                                                   March       March       September    
                                                   2009        2008        2008         
                                                   E'000       E'000       E'000        
                                                                                        
  Cash and cash equivalents                        30,299      24,762      43,348       
  Cash held in disposal group held for sale        1,097       -           1,659        
  Bank overdraft in disposal group held for sale   (2,934)     -           (755)        
                                                                                        
                                                   28,462      24,762      44,252       
                                                                                        
  
  
 
This information is provided by RNS  
  
The company news service from the London Stock Exchange  
  
  END  
  
IR EAXKXFDLNEFE