REG-Provident Fin.PLC. Issue of Debt and Tender Offer Released: 14/10/2009
com:20091014:RnsN7699A
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RNS Number : 7699A  
  
Provident Financial PLC  
  
14 October 2009  
  
NOT FOR DISTRIBUTION IN OR INTO OR TO ANY PERSON LOCATED OR RESIDENT IN THE 
UNITED STATES OF AMERICA, ITS TERRITORIES AND POSSESSIONS (INCLUDING PUERTO 
RICO, THE U.S. VIRGIN ISLANDS, GUAM, AMERICAN SAMOA, WAKE ISLAND AND THE 
NORTHERN MARIANA ISLANDS), ANY STATE OF THE UNITED STATES OF AMERICA OR THE 
DISTRICT OF COLUMBIA (the United States) OR TO ANY PERSON LOCATED OR RESIDENT IN 
THE REPUBLIC OF ITALY, CANADA, HONG KONG, JAPAN OR NEW ZEALAND.  
  
Company: Provident Financial plc  
  
Date: 14 October 2009  
  
PROVIDENT FINANCIAL PLC (the "ISSUER") ANNOUNCES A NEW 10 YEAR SENIOR BOND ISSUE 
 
AND PROVIDENT FINANCIAL INVESTMENTS LIMITED (the "OFFEROR") 
LAUNCHES UNMODIFIED DUTCH AUCTION OFFER FOR THE ISSUER'S £100,000,000 7.125% 
SUBORDINATED STEP-UP BONDS DUE 2015 ISIN/COMMON CODE: XS0220965759/022096575 
(the "BONDS")  
  
Provident Financial plc (the "Issuer") today announces the issue of new senior 
10 year bonds (the "New Issue").  
  
Provident Financial Investments Limited (the "Offeror") simultaneously announces 
that it is inviting Bondholders to tender for cash for any and all of the 
£100,000,000 in aggregate principal amount outstanding of the Bonds issued by 
the Issuer for purchase by the Offeror, subject to certain conditions, in an 
Unmodified Dutch Auction (the "Offer").  
  
The Bonds are listed on the Official List of the UK Listing Authority and 
admitted to trading on the Regulated Market of the London Stock Exchange plc.   
  
The terms and conditions of the Offer are set out in a Tender Offer Memorandum 
dated 14 October 2009 (the "Tender Offer Memorandum"), which will only be made 
available to Bondholders (subject to certain restrictions).  Bondholders may 
request documents by contacting the Tender Agent or the Dealer Managers listed 
below.  
  
The Purchase Price per £1,000 principal amount will not be less than £975. The 
Offeror will determine the Purchase Price and the aggregate principal amount to 
be purchased based on the Unmodified Dutch Auction procedure described in the 
Tender Offer Memorandum.  
  
The completion of the purchase of the Bonds is conditional on the Issuer raising 
such amount as the Issuer determines necessary for its general corporate 
purposes, from the New Issue and other conditions set out in the Tender Offer 
Memorandum.    
  
The Offer will expire at 4:00 p.m. (London time) on 20 October 2009, unless 
extended, amended or terminated by the Offeror as provided in the Tender Offer 
Memorandum (such date and time with respect to the Offer, as it may be extended, 
the "Expiration Deadline").  
  
In order to be eligible to receive the relevant consideration, Bondholders must 
validly tender their Bonds at or prior to the Expiration Deadline. Settlement of 
the Purchase Price payable by the Offeror for the purchase of Bonds will occur 
promptly after the Expiration Deadline and is expected to take place on 23 
October 2009.  
  
Bondholders who hold through Euroclear Bank SA/NV or Clearstream Banking, 
societe anonyme (each a "Clearing System") wishing to tender their Bonds must 
submit, or arrange to have submitted on their behalf, at or before the 
Expiration Deadline and before the respective deadlines set by such Clearing 
Systems, duly completed electronic instructions, in each case in accordance with 
the terms and conditions of the Tender Offer Memorandum and with such Clearing 
Systems' respective requirements.  
  
Background  
  
The Issuer is seeking to diversify its sources of committed debt funding by 
accessing the senior public debt markets through the New Issue. The Offeror is 
seeking to take advantage of the prevailing market conditions to repurchase some 
of the subordinated debt of the Group (being the Issuer and its consolidated 
subsidiaries, including the Offeror) at a price below its par value, with the 
aim of further strengthening its financial position and creating additional core 
capital in the capital structure of the Group.  
  
The Issuer believes that the New Issue together with the purchase of the Bonds 
by the Offeror will, accordingly, enhance the overall business and prospects of 
the Group.   
  
Expected Timetable of Events  
  
 
                                                                                                             
  Date and time                                Event                                                         
  14October 2009                               Commencement of the Offer                                     
                                               Offer announced. Tender Offer Memorandum available from the   
                                               Dealer Managers and the Tender Agent.                         
                                                                                                             
  4.00 p.m. (London time) on, 20October 2009   Expiration Deadline                                           
                                               The Offer expires unless the Offeror extends it or terminates 
                                               it earlier in its sole discretion. Final deadline for receipt 
                                               of valid Tender Instructions by the Tender Agent in order for 
                                               Bondholders to be able to participate in the Offer.           
                                                                                                             
  11 a.m. (London time), on 21October 2009     Announcement of Offer Results                                 
                                               Announcement of whether the Offeror will accept valid tenders 
                                               of Bonds pursuant to the Offer and, if so accepted, the       
                                               average Purchase Price and Accrued Interest Payment.          
  23October 2009                               Settlement Date                                               
                                               Expected settlement date for the Offer.                       
                                                                                                             
  
  
Additional Information  
  
Capitalised terms used and not otherwise defined in this announcement have the 
meaning given in the Tender Offer Memorandum.  
  
The Offeror may, in its sole discretion, extend, re-open, amend, waive any 
condition of or terminate the Offer at any time (subject to applicable law and 
as provided in the Tender Offer Memorandum).    
  
For further information on the Offer and the further terms and conditions on 
which the Offer is made, Bondholders should refer to the Tender Offer 
Memorandum.  
  
Questions and requests for assistance in connection with (i) the Offer, may be 
directed to the Dealer Managers, and (ii) the delivery of Tender Instructions, 
may be directed to the Tender Agent, the contact details for each of which are 
listed below and in the Tender Offer Memorandum.  
  
Bondholders are advised to check with the bank, securities broker, or other 
intermediary through which they hold their Bonds whether such intermediary 
applies different deadlines for any of the events specified above, and then to 
allow for such deadlines if such deadlines are prior to those set out above. The 
deadlines set by each Clearing System will be earlier than the relevant 
deadlines above.  
  
The Offer is not being made in the United States, Republic of Italy, Canada, 
Hong Kong, Japan or New Zealand or to any U.S. person or to any person located 
or resident in the Republic of Italy, Canada, Hong Kong, Japan or New Zealand 
and there are also restrictions in other jurisdictions, as more fully described 
below and in the Tender Offer Memorandum.  
  
FOR MORE INFORMATION CONTACT:   
  
Any questions or requests for information in relation to the Offer, including 
copies of the Tender Offer Memorandum, should be directed to the Tender Agent 
and the Dealer Managers at the telephone numbers and addresses listed below:  
  
 
  DEALER MANAGERS                                 
  Lloyds TSB Bank plc                             
  10 Gresham Street                               
  London EC2V 7AE                                 
                                                  
  Telephone: +44 (0) 20 7158 2020                 
  Attention:Liability Management - Chris White    
  Email: chris.white@lloydsbanking.com            
                                                  
  The Royal Bank of Scotland plc                  
  135 Bishopsgate                                 
  London EC2M 3UR                                 
  Telephone: +44 (0) 20 7085 8056/2338            
  Attention: Andrew Burton/Ed Jennings            
  Email: liabilitymanagement@rbs.com              
  TENDER AGENT                                    
  Deutsche Bank AG, London Branch                 
  Winchester House                                
  1 Great Winchester Street                       
  London EC2N 2DB                                 
                                                  
  Telephone: + 44 (0)20 7547 5000                 
  Attention: Trust & Securities Services          
  Email: xchange.offer@db.com                     
                                                  
  
  
Bondholders should be aware that the Offer is not being made to, and any offers 
to tender will not be accepted from, or on behalf of, holders in any 
jurisdiction in which the making of such Offer would not be in compliance with 
the laws or regulations of such jurisdictions. In particular, persons located or 
resident in the Republic of Italy, the United States, Canada, Hong Kong, Japan 
or New Zealand may not participate in the Offer.  
  
Neither this announcement nor the Tender Offer Memorandum shall constitute the 
solicitation of a tender or an offer to purchase securities in the Republic of 
Italy, the United States, Canada, Hong Kong, Japan or New Zealand or in any 
other jurisdiction where it is unlawful to do so. The Offer is being made by the 
Offeror only pursuant to a confidential Tender Offer Memorandum and related 
documentation and only to such persons and in such jurisdictions as is permitted 
under applicable law.  
  
The distribution of the Tender Offer Memorandum and related documents in certain 
jurisdictions may be restricted by law. Persons into whose possession the Tender 
Offer Memorandum and related documents come are required by the Offeror to 
inform themselves about and to observe any such restrictions.  
  
United States  
  
The Offer is not being made, and will not be made, directly or indirectly in or 
into, or by use of the mail of, or by any means or instrumentality of interstate 
or foreign commerce of or of any facilities of a national securities exchange 
of, the United States. This includes, but is not limited to, facsimile 
transmission, electronic mail, telex, telephone, the internet and other forms of 
electronic communication. The Bonds may not be tendered in the Offer by any such 
use, means, instrumentality or facility from or within the United States or by 
persons located or resident in the United States. Accordingly, copies of the 
Tender Offer Memorandum and any other documents or materials relating to the 
Offer are not being, and must not be, directly or indirectly mailed or otherwise 
transmitted, distributed or forwarded (including, without limitation, by 
custodians, nominees or trustees) in or into the United States or to any persons 
located or resident in the United States. Any purported tender of Bonds in the 
Offer resulting directly or indirectly from a violation of these restrictions 
will be invalid and any purported tender of Bonds made by a person located in 
the United States or any agent, fiduciary or other intermediary acting on a 
non-discretionary basis for a principal giving instructions from within the 
United States will be invalid and will not be accepted.  
  
Each Bondholder participating in the Offer will represent that it is not located 
in the United States and is not participating in the Offer from the United 
States or it is acting on a non-discretionary basis for a principal located 
outside the United States that is not giving an order to participate in the 
Offer from the United States. For the purposes of this and the above paragraph, 
United States means United States of America, its territories and possessions 
(including Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, Wake 
Island and the Northern Mariana Islands), any state of the United States of 
America and the District of Columbia.  
  
Republic of Italy  
  
The Offer is not being made, directly or indirectly, in the Republic of Italy 
(Italy). The Offer and the Tender Offer Memorandum have not been submitted to 
the clearance procedures of the Commissione Nazionale per le Societss e la Borsa 
(CONSOB) pursuant to Italian laws and regulations. Accordingly, Bondholders are 
notified that, to the extent they are located or resident in Italy, the Offer is 
not available to them and they may not tender Bonds in the Offer and, as such, 
any Tender Instructions received from such persons shall be ineffective and 
void, and neither the Tender Offer Memorandum nor any other documents or 
materials relating to the Offer or the Bonds may be distributed or made 
available in Italy.  
  
United Kingdom  
  
The communication of the Tender Offer Memorandum and any other documents or 
materials relating to the Offer is not being made, and such documents and/or 
materials have not been approved, by an authorised person for the purposes of 
section 21 of the Financial Services and Markets Act 2000. Accordingly, such 
documents and/or materials are not being distributed to, and must not be passed 
on to, the general public in the United Kingdom. The communication of such 
documents and/or materials as a financial promotion is only being made to those 
persons in the United Kingdom falling within the definition of investment 
professionals (as defined in Article 19(5) of the Financial Services and Markets 
Act 2000 (Financial Promotion) Order 2005 (the Financial Promotion Order)) or 
persons who are within Article 43 of the Financial Promotion Order or any other 
persons to whom it may otherwise lawfully be made under the Financial Promotion 
Order.  
  
Belgium  
  
Neither the Tender Offer Memorandum nor any other documents or materials 
relating to the Offer have been submitted to or will be submitted for approval 
or recognition to the Belgian Banking, Finance and Insurance Commission 
(Commission bancaire, financiere et des assurances/Commissie voor het Bank-, 
Financie- en Assurantiewezen) and, accordingly, the Offer may not be made in 
Belgium by way of a public offering, as defined in Article 3 of the Belgian Law 
of 1 April 2007 on public takeover bids or as defined in Article 3 of the 
Belgian Law of 16 June 2006 on the public offer of placement instruments and the 
admission to trading of placement instruments on regulated markets (together, 
the Belgian Public Offer Law), each as amended or replaced from time to time. 
Accordingly, the Offer may not be advertised and the Offer will not be extended, 
and neither the Tender Offer Memorandum nor any other documents or materials 
relating to the Offer (including any memorandum, information circular, brochure 
or any similar documents) has been or shall be distributed or made available, 
directly or indirectly, to any person in Belgium other than "qualified 
investors" in the sense of Article 10 of the Belgian Public Offer Law (as 
amended from time to time), acting on their own account. Insofar as Belgium is 
concerned, the Tender Offer Memorandum has been issued only for the personal use 
of the above qualified investors and exclusively for the purpose of the Offer. 
Accordingly, the information contained in the Tender Offer Memorandum may not be 
used for any other purpose or disclosed to any other person in Belgium.  
  
Republic of France  
  
The Offer is not being made, directly or indirectly, to the public in the 
Republic of France (France). Neither the Tender Offer Memorandum nor any other 
document or material relating to the Offer has been or shall be distributed to 
the public in France and only (i) providers of investment services relating to 
portfolio management for the account of third parties (personnes fournissant le 
service d'investissement de gestion de portefeuille pour compte de tiers) and/or 
(ii) qualified investors (investisseurs qualifies) other than individuals, all 
as defined in, and in accordance with, Articles L.411-1, L.411-2 and D.411-1 to 
D.411-3 of the French Code monetaire et financier, are eligible to participate 
in the Offer. The Tender Offer Memorandum has not been and will not be submitted 
for clearance to nor approved by the Autorite des Marches Financiers.  
  
General  
  
The Tender Offer Memorandum does not constitute an offer to buy or the 
solicitation of an offer to sell Bonds, and tenders of Bonds in the Offer will 
not be accepted from Bondholders, in any circumstances in which such offer or 
solicitation is unlawful. In those jurisdictions where the securities or other 
applicable laws require the Offer to be made by a licensed broker or dealer and 
either Dealer Manager or any of its affiliates is such a licensed broker or 
dealer in any such jurisdiction, the Offer shall be deemed to be made on behalf 
of the Offeror by the relevant Dealer Manager or such affiliate, as the case may 
be, on behalf of the Offeror in such jurisdiction.  
  
In addition to the representations referred to above in respect of the United 
States, each Bondholder participating in an Offer will also be deemed to give 
certain representations in respect of the other jurisdictions referred to above 
and generally as set out in "Procedures for Participating in the Offer". Any 
tender of Bonds for purchase pursuant to the Offer from a Bondholder that is 
unable to make these representations will not be accepted. Each of the Offeror, 
the Dealer Managers and the Tender Agent reserve the right, in their absolute 
discretion, to investigate, in relation to any tender of Bonds for purchase 
pursuant to the Offer, whether any such representation given by a Bondholder is 
correct and, if such investigation is undertaken and as a result the Offeror 
determines (for any reason) that such representation is not correct, such tender 
shall not be accepted.  
  
DISCLAIMER: THIS ANNOUNCEMENT MUST BE READ IN CONJUNCTION WITH THE TENDER OFFER 
MEMORANDUM. THIS ANNOUNCEMENT AND THE TENDER OFFER MEMORANDUM CONTAIN IMPORTANT 
INFORMATION WHICH SHOULD BE READ CAREFULLY BEFORE ANY DECISION IS MADE WITH 
RESPECT TO THE OFFER. IF YOU ARE IN ANY DOUBT AS TO THE ACTION YOU SHOULD TAKE, 
YOU ARE RECOMMENDED TO SEEK YOUR OWN FINANCIAL AND LEGAL ADVICE, INCLUDING AS TO 
ANY TAX CONSEQUENCES, IMMEDIATELY FROM YOUR STOCKBROKER, BANK MANAGER, 
SOLICITOR, ACCOUNTANT OR OTHER INDEPENDENT FINANCIAL OR LEGAL ADVISER. ANY 
INDIVIDUAL OR COMPANY WHOSE BONDS ARE HELD ON ITS BEHALF BY A BROKER, DEALER, 
BANK, CUSTODIAN, TRUST COMPANY OR OTHER NOMINEE OR INTERMEDIARY MUST CONTACT 
SUCH ENTITY IF IT WISHES TO TENDER BONDS IN THE OFFER. NONE OF THE DEALER 
MANAGERS, THE TENDER AGENT OR THE OFFEROR MAKES ANY RECOMMENDATION AS TO WHETHER 
BONDHOLDERS SHOULD TENDER BONDS IN THE OFFER OR PARTICIPATE IN THE OFFER.  
  
END  
  
 
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